Investing is one of the most powerful ways to build and protect your wealth, but finding the right strategy can be daunting. At Capital Guard, we simplify the process by offering expertly tailored solutions focused on fixed-income investments and equities that fit your financial needs and goals.
Our approach to investment management is built on a foundation of informed decision-making. By offering a range of fixed-income securities and equity investments, we empower you to create a diversified portfolio that balances risk and reward.
With Capital Guard, you’ll gain access to a team of experienced financial advisors and investment professionals dedicated to helping you navigate the complexities of the financial markets. Our goal is simple: to protect your wealth over the long term.
Our experienced team of financial advisors and investment experts offers strategies that ensure your capital is managed with the utmost care. With a strong focus on fixed-income investments and equities, we provide the guidance you need to make informed investment decisions.
For investors seeking predictability, our selection of fixed-income securities, such as corporate bonds, and Superannuation Restructuring strategies, offer low-risk returns. These investments can potentially help you achieve financial growth even in uncertain market conditions.
Equities, such as individual stocks, growth stocks, and ETFs, offer the potential for significant capital appreciation over the long term. Our equity strategies are designed to maximize growth while managing risk, giving you the opportunity to build wealth through a diversified portfolio.
We are committed to promoting responsible investment strategies that prioritize your financial well-being. Our sustainable investing options allow you to grow your wealth while supporting companies that align with your values.
Start by exploring our range of fixed-income and equity investments. Whether you prefer the predictability of bonds or the growth potential of stocks, our financial advisors will help you choose the best investment strategies tailored to your financial goals.
We offer a variety of investment accounts designed to suit your needs:
-Individual Investment Account: Ideal for building a personalized portfolio of bonds and equities.
-Retirement Planning Account: Optimize your retirement savings with tailored strategies that minimise risk and facilitate growth..
-Joint Investment Account: Invest together with a partner or family member.
-Corporate Investment Account: Perfect for businesses looking to optimise wealth through diversified investments.
Our team will work with you to create a diversified portfolio that balances fixed-income securities with equities, aiming for steady returns while offering growth potential.
We provide ongoing portfolio management, with regular performance updates and personalized advice. As market conditions change, we adjust your portfolio to keep it aligned with your goals.
Open an investment account today and gain access to our expert wealth management services designed to deliver risk-adjusted returns and optimised potential growth.
If you have any questions or need assistance, do not hesitate to Contact Us!
When deciding between bonds and shares, it’s important to understand that both have their advantages depending on your investment goals and risk tolerance.
Bonds:
offer fixed returns and prioritize repayment if a company defaults, making them a safer, more predictable option. They're great for conservative investors.
Shares (Equities):
provide the potential for higher returns through dividends and capital growth, but come with greater risk as their value fluctuates with market performance.
In summary, bonds suit those seeking stability, while shares are better for long-term growth potential with higher risk.
Bonds are debt instruments, meaning you’re lending money to an entity (like a company or government) in exchange for regular interest payments and the return of principal at maturity. Stocks, on the other hand, represent ownership in a company, allowing you to benefit from its profits through dividends and potential capital appreciation. Stocks tend to offer higher returns but come with greater risk compared to bonds.
Most bonds do not come with a capital guarantee. While corporate bonds typically don’t guarantee the return of your principal, bondholders do have priority over shareholders in the event of a company default. At Capital Guard, we carefully assess the creditworthiness of bond issuers as part of our Product Approval Process, helping to mitigate risk and provide more reliable investment opportunities.
Yes, you can sell bonds before they mature on the secondary market. However, the selling price may vary based on interest rate movements and market demand. If interest rates have risen, the bond’s value may decrease, and you could sell it for less than its face value. Conversely, if rates have fallen, the bond’s value may increase.
While bonds are generally less risky than stocks, they do carry certain risks. These include credit risk (the risk that the issuer may default on payments), interest rate risk (bond prices may fall if interest rates rise), and inflation risk (the risk that inflation will reduce the purchasing power of future interest payments). It's important to assess these risks when considering bond investments.
Government bonds are issued by national governments and are generally considered safer because they are backed by the government’s ability to tax or print money. Corporate bonds are issued by companies and typically offer higher yields but carry more risk depending on the financial stability of the issuing company.
